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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,431 | $111,535-53.9% | $105,223-51.1% | $137,256-62.5% |
| Participation rate | 86.7% | 78.1%+8.6pp | 75.0%+11.6pp | 80.0%+6.7pp |
| Annual return | 7.82% | 237.85%-230.0pp | 180.65%-172.8pp | 220.34%-212.5pp |
| Employer contribution / active EE | $1,866 | $3,939-52.6% | $3,689-49.4% | $4,156-55.1% |
| Participant deferral / active EE | $1,663 | $5,500-69.8% | $5,072-67.2% | $6,407-74.0% |
| Admin fee / account holder | $2,171 | $9,721-77.7% | $8,859-75.5% | $12,270-82.3% |