Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,794 | $69,444+33.6% | $92,985-0.2% | $87,485+6.1% |
| Participation rate | 40.6% | 63.3%-22.7pp | 69.5%-28.9pp | 68.9%-28.3pp |
| Annual return | 11.60% | 23.85%-12.2pp | 27.99%-16.4pp | 26.06%-14.5pp |
| Employer contribution / active EE | $203 | $1,917-89.4% | $2,662-92.4% | $2,596-92.2% |
| Participant deferral / active EE | $1,256 | $3,364-62.7% | $4,377-71.3% | $4,274-70.6% |
| Admin fee / account holder | $4,271 | $6,137-30.4% | $9,463-54.9% | $7,775-45.1% |