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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,253 | $201,344-16.9% | $184,243-9.2% | $145,877+14.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.58% | 29.01%-19.4pp | 28.82%-19.2pp | 551.28%-541.7pp |
| Employer contribution / active EE | $7,479 | $7,022+6.5% | $6,427+16.4% | $4,663+60.4% |
| Participant deferral / active EE | $4,776 | $9,807-51.3% | $9,132-47.7% | $6,691-28.6% |
| Admin fee / account holder | $40,273 | $16,382+145.8% | $13,914+189.5% | $13,402+200.5% |