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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,757 | $76,834+113.1% | $108,359+51.1% | $87,485+87.2% |
| Participation rate | 51.6% | 61.7%-10.1pp | 70.1%-18.5pp | 68.9%-17.3pp |
| Annual return | 15.62% | 19.09%-3.5pp | 36.89%-21.3pp | 26.06%-10.4pp |
| Employer contribution / active EE | $2,330 | $1,556+49.7% | $2,399-2.9% | $2,596-10.3% |
| Participant deferral / active EE | $4,835 | $3,100+56.0% | $4,137+16.9% | $4,274+13.1% |
| Admin fee / account holder | $59,412 | $6,537+808.8% | $9,741+509.9% | $7,775+664.2% |