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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,306 | $111,814+214.2% | $103,378+239.8% | $145,978+140.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 26.48% | 24.80%+1.7pp | 24.91%+1.6pp | 550.52%-524.0pp |
| Employer contribution / active EE | $10,166 | $4,215+141.2% | $3,870+162.7% | $4,662+118.1% |
| Participant deferral / active EE | $36,848 | $5,618+555.9% | $5,058+628.6% | $6,690+450.8% |
| Admin fee / account holder | $2,028 | $9,764-79.2% | $8,401-75.9% | $13,400-84.9% |