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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,021 | $30,421+54.6% | $56,077-16.1% | $74,429-36.8% |
| Participation rate | 23.6% | 32.9%-9.3pp | 52.5%-28.9pp | 67.2%-43.6pp |
| Annual return | 22.21% | 24.94%-2.7pp | 1709.28%-1687.1pp | 1368.38%-1346.2pp |
| Employer contribution / active EE | $135 | $610-77.8% | $1,040-87.0% | $2,625-94.8% |
| Participant deferral / active EE | $944 | $1,175-19.6% | $1,954-51.7% | $4,348-78.3% |
| Admin fee / account holder | $6,803 | $2,363+187.8% | $2,825+140.8% | $1,944+249.9% |