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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,906 | $111,535+177.0% | $105,223+193.6% | $137,256+125.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 7.71% | 237.85%-230.1pp | 180.65%-172.9pp | 220.34%-212.6pp |
| Employer contribution / active EE | $6,453 | $3,939+63.8% | $3,689+74.9% | $4,156+55.3% |
| Participant deferral / active EE | $2,806 | $5,500-49.0% | $5,072-44.7% | $6,407-56.2% |
| Admin fee / account holder | $2,980 | $9,721-69.3% | $8,859-66.4% | $12,270-75.7% |