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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,231 | $95,453-24.3% | $112,040-35.5% | $82,448-12.4% |
| Participation rate | 44.4% | 72.8%-28.3pp | 76.5%-32.0pp | 68.1%-23.6pp |
| Annual return | 15.71% | 23.92%-8.2pp | 24.52%-8.8pp | 41.64%-25.9pp |
| Employer contribution / active EE | $1,030 | $2,318-55.6% | $2,954-65.1% | $2,551-59.6% |
| Participant deferral / active EE | $3,309 | $4,224-21.7% | $5,098-35.1% | $4,139-20.1% |
| Admin fee / account holder | $1,086 | $9,013-87.9% | $12,098-91.0% | $7,234-85.0% |