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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,158 | $81,504+40.1% | $102,437+11.4% | $80,959+41.0% |
| Participation rate | 96.7% | 66.9%+29.8pp | 74.5%+22.2pp | 67.7%+29.0pp |
| Annual return | 7.87% | 25.60%-17.7pp | 24.95%-17.1pp | 35.67%-27.8pp |
| Employer contribution / active EE | $2,280 | $3,104-26.5% | $3,871-41.1% | $2,757-17.3% |
| Participant deferral / active EE | $5,667 | $3,871+46.4% | $5,060+12.0% | $4,300+31.8% |
| Admin fee / account holder | $43,690 | $6,719+550.2% | $8,388+420.9% | $6,925+530.9% |