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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,158 | $81,476+40.1% | $102,383+11.5% | $80,925+41.1% |
| Participation rate | 96.7% | 66.8%+29.8pp | 74.5%+22.2pp | 67.7%+29.0pp |
| Annual return | 7.87% | 25.59%-17.7pp | 24.94%-17.1pp | 35.65%-27.8pp |
| Employer contribution / active EE | $2,280 | $3,105-26.6% | $3,870-41.1% | $2,756-17.3% |
| Participant deferral / active EE | $5,667 | $3,871+46.4% | $5,060+12.0% | $4,299+31.8% |
| Admin fee / account holder | $43,690 | $6,717+550.4% | $8,391+420.7% | $6,940+529.5% |