Retirement plan

COMMUNITY TEAMWORK, INC. RETIREMENT PLAN

Name: COMMUNITY TEAMWORK INC. - COMMUNITY TEAMWORK, INC. RETIREMENT PLAN (2015) Form 5500
Creator: COMMUNITY TEAMWORK INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMUNITY TEAMWORK, INC. RETIREMENT PLAN, COMMUNITY TEAMWORK INC.

COMMUNITY TEAMWORK INC.EIN 04-2382027Plan #003PY 2015

155 MERRIMACK ST. - LOWELL, MA 01852978-459-0551comteam.orgLinkedIn11-50 employeesindividual & family services

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$18.4M

No prior year

Total participants

633

No prior year

Average account balance

$31,568

No prior year

Annual return

-0.59%

No prior year

Benchmarks

See 3,168 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,168 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$37.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$41K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

903

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.00M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.68%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$38

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
ANSTISS & CO., P.C.1+ years Filed as: ANSTITSS & CO P.C. Service code 10 · EIN 04-2917204	Accounting	$10,400
FIDELITY INVESTMENTS INSTITUTIONAL1+ years Service code 37 · EIN 04-2647786	Loan Processing	$3,625
COMMONWEALTH FINANCIAL NETWORK1+ years Service code 61 · EIN 04-2675571	Finders' fees / placement fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$14K

$33 / participant

Other / not subdivided$14K100.0%

% of EOY assets

0.076%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: ANSTISS & CO.,P.C.
Auditor EIN: 042917204
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,568

$37,117-15.0%

$147,617-78.6%

$55,191-42.8%

Participation rate

88.6%

63.6%+24.9pp

84.6%+3.9pp

69.2%+19.4pp

Annual return

-0.59%

3.44%-4.0pp

61.98%-62.6pp

10.78%-11.4pp

Employer contribution / active EE

$1,622

$1,620+0.1%

$5,564-70.8%

$1,899-14.6%

Participant deferral / active EE

$1,152

$1,985-42.0%

$4,895-76.5%

$3,046-62.2%

Admin fee / account holder

$24

$86-71.9%

$11,612-99.8%

$91-73.5%

Provider

Service type

Compensation

ANSTISS & CO., P.C.1+ years

Filed as: ANSTITSS & CO P.C.

Service code 10 · EIN 04-2917204

Accounting

$10,400

FIDELITY INVESTMENTS INSTITUTIONAL1+ years

Service code 37 · EIN 04-2647786

Loan Processing

$3,625

COMMONWEALTH FINANCIAL NETWORK1+ years

Service code 61 · EIN 04-2675571

Finders' fees / placement fees

COMMUNITY TEAMWORK, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMUNITY TEAMWORK, INC. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion