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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,584 | $88,815+105.6% | $81,882+123.0% | $145,897+25.1% |
| Participation rate | 45.5% | 75.1%-29.6pp | 72.4%-26.9pp | 80.3%-34.9pp |
| Annual return | 10.41% | 1033.75%-1023.3pp | 779.47%-769.1pp | 552.29%-541.9pp |
| Employer contribution / active EE | $2,327 | $3,086-24.6% | $2,916-20.2% | $4,663-50.1% |
| Participant deferral / active EE | $5,411 | $4,647+16.4% | $4,323+25.2% | $6,689-19.1% |
| Admin fee / account holder | $1,879 | $8,434-77.7% | $7,360-74.5% | $13,390-86.0% |