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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,224 | $110,379-61.7% | $102,412-58.8% | $145,884-71.1% |
| Participation rate | 73.7% | 77.9%-4.2pp | 74.5%-0.8pp | 80.3%-6.6pp |
| Annual return | 3.37% | 24.84%-21.5pp | 24.94%-21.6pp | 551.85%-548.5pp |
| Employer contribution / active EE | $57 | $4,216-98.7% | $3,870-98.5% | $4,662-98.8% |
| Participant deferral / active EE | $2,765 | $5,622-50.8% | $5,060-45.4% | $6,690-58.7% |
| Admin fee / account holder | $2,353 | $9,745-75.9% | $8,388-72.0% | $13,392-82.4% |