Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,309 | $55,457-49.0% | $77,361-63.4% | $94,015-69.9% |
| Participation rate | 55.3% | 69.8%-14.5pp | 75.0%-19.7pp | 70.8%-15.5pp |
| Annual return | 9.89% | 15.57%-5.7pp | 1011.54%-1001.6pp | 17.84%-8.0pp |
| Employer contribution / active EE | $612 | $2,255-72.9% | $2,990-79.5% | $2,790-78.1% |
| Participant deferral / active EE | $1,703 | $3,069-44.5% | $3,911-56.5% | $4,249-59.9% |
| Admin fee / account holder | $2,790 | $4,334-35.6% | $5,894-52.7% | $8,951-68.8% |