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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,648 | $184,014-33.3% | $161,149-23.9% | $138,895-11.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 13.48% | 21.52%-8.0pp | 21.16%-7.7pp | 145.39%-131.9pp |
| Employer contribution / active EE | $5,882 | $5,055+16.4% | $4,360+34.9% | $4,194+40.2% |
| Participant deferral / active EE | $3,171 | $6,909-54.1% | $6,153-48.5% | $6,396-50.4% |
| Admin fee / account holder | $2,451 | $18,027-86.4% | $15,194-83.9% | $12,562-80.5% |