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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,944 | $211,288-51.8% | $178,540-42.9% | $145,884-30.1% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.59% | 30.27%-16.7pp | 27.15%-13.6pp | 551.85%-538.3pp |
| Employer contribution / active EE | $9,606 | $4,574+110.0% | $3,953+143.0% | $4,662+106.0% |
| Participant deferral / active EE | $11,107 | $6,967+59.4% | $6,281+76.9% | $6,690+66.0% |
| Admin fee / account holder | $5,756 | $12,105-52.4% | $10,424-44.8% | $13,392-57.0% |