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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,783 | $182,442-36.5% | $163,379-29.1% | $138,895-16.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 18.44% | 72.74%-54.3pp | 63.41%-45.0pp | 145.39%-127.0pp |
| Employer contribution / active EE | $9,190 | $4,159+120.9% | $3,752+144.9% | $4,194+119.1% |
| Participant deferral / active EE | $11,677 | $6,817+71.3% | $6,282+85.9% | $6,396+82.6% |
| Admin fee / account holder | $968 | $10,396-90.7% | $9,818-90.1% | $12,562-92.3% |