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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,831 | $89,259+201.2% | $107,187+150.8% | $82,637+225.3% |
| Participation rate | 98.6% | 67.9%+30.6pp | 75.0%+23.6pp | 68.1%+30.5pp |
| Annual return | 14.23% | 21.02%-6.8pp | 204.55%-190.3pp | 53.51%-39.3pp |
| Employer contribution / active EE | $5,175 | $3,080+68.0% | $3,782+36.8% | $2,552+102.8% |
| Participant deferral / active EE | $9,347 | $4,037+131.5% | $5,096+83.4% | $4,126+126.5% |
| Admin fee / account holder | $45,440 | $7,381+515.6% | $9,162+395.9% | $7,339+519.2% |