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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,373 | $169,161+35.0% | $129,295+76.6% | $145,959+56.5% |
| Participation rate | 66.7% | 76.5%-9.8pp | 69.6%-3.0pp | 80.3%-13.6pp |
| Annual return | 11.33% | 14348.07%-14336.7pp | 9429.28%-9418.0pp | 561.95%-550.6pp |
| Employer contribution / active EE | $2,590 | $5,543-53.3% | $4,157-37.7% | $4,661-44.4% |
| Participant deferral / active EE | $8,298 | $4,989+66.3% | $4,169+99.0% | $6,689+24.1% |
| Admin fee / account holder | $99,694 | $9,878+909.2% | $7,665+1200.6% | $13,398+644.1% |