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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,373 | $169,361+34.8% | $129,397+76.5% | $145,877+56.6% |
| Participation rate | 66.7% | 76.5%-9.8pp | 69.6%-3.0pp | 80.3%-13.6pp |
| Annual return | 11.33% | 14395.54%-14384.2pp | 9453.98%-9442.7pp | 551.28%-540.0pp |
| Employer contribution / active EE | $2,590 | $5,542-53.3% | $4,154-37.6% | $4,663-44.4% |
| Participant deferral / active EE | $8,298 | $4,987+66.4% | $4,167+99.1% | $6,691+24.0% |
| Admin fee / account holder | $99,694 | $9,903+906.7% | $7,679+1198.3% | $13,402+643.9% |