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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,701 | $112,729-20.4% | $98,716-9.1% | $137,256-34.6% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.3%-36.0pp | 80.0%-46.6pp |
| Annual return | 14.53% | 38.48%-23.9pp | 31.81%-17.3pp | 220.34%-205.8pp |
| Employer contribution / active EE | $507 | $2,725-81.4% | $2,279-77.7% | $4,156-87.8% |
| Participant deferral / active EE | $2,024 | $4,640-56.4% | $4,048-50.0% | $6,407-68.4% |
| Admin fee / account holder | $22,270 | $10,129+119.9% | $8,703+155.9% | $12,270+81.5% |