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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,082 | $111,535+26.5% | $105,223+34.1% | $137,256+2.8% |
| Participation rate | 91.7% | 78.1%+13.6pp | 75.0%+16.6pp | 80.0%+11.7pp |
| Annual return | 18.90% | 237.85%-218.9pp | 180.65%-161.7pp | 220.34%-201.4pp |
| Employer contribution / active EE | $7,700 | $3,939+95.5% | $3,689+108.8% | $4,156+85.3% |
| Participant deferral / active EE | $5,300 | $5,500-3.6% | $5,072+4.5% | $6,407-17.3% |
| Admin fee / account holder | $5,281 | $9,721-45.7% | $8,859-40.4% | $12,270-57.0% |