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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,171 | $168,635-51.9% | $147,617-45.0% | $125,389-35.3% |
| Participation rate | 66.7% | 88.8%-22.1pp | 84.6%-18.0pp | 83.2%-16.5pp |
| Annual return | -0.81% | 77.65%-78.5pp | 61.98%-62.8pp | 282.24%-283.0pp |
| Employer contribution / active EE | $12,166 | $6,252+94.6% | $5,564+118.6% | $4,866+150.0% |
| Participant deferral / active EE | $7,978 | $5,507+44.9% | $4,895+63.0% | $5,352+49.1% |
| Admin fee / account holder | $512 | $13,580-96.2% | $11,612-95.6% | $9,541-94.6% |