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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,213 | $102,382-40.2% | $147,005-58.4% | $80,874-24.3% |
| Participation rate | 88.5% | 75.8%+12.6pp | 82.2%+6.3pp | 67.6%+20.8pp |
| Annual return | 9.00% | 134.89%-125.9pp | 418.76%-409.8pp | 35.62%-26.6pp |
| Employer contribution / active EE | $1,580 | $3,715-57.5% | $4,934-68.0% | $2,756-42.7% |
| Participant deferral / active EE | $1,328 | $6,646-80.0% | $8,070-83.5% | $4,297-69.1% |
| Admin fee / account holder | $1,668 | $7,942-79.0% | $13,006-87.2% | $6,935-75.9% |