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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,213 | $102,429-40.2% | $147,096-58.4% | $80,925-24.4% |
| Participation rate | 88.5% | 75.9%+12.6pp | 82.2%+6.3pp | 67.7%+20.8pp |
| Annual return | 9.00% | 135.02%-126.0pp | 419.75%-410.7pp | 35.65%-26.6pp |
| Employer contribution / active EE | $1,580 | $3,716-57.5% | $4,936-68.0% | $2,756-42.7% |
| Participant deferral / active EE | $1,328 | $6,649-80.0% | $8,071-83.5% | $4,299-69.1% |
| Admin fee / account holder | $1,668 | $7,957-79.0% | $13,005-87.2% | $6,940-76.0% |