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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,383 | $106,749-33.1% | $145,433-50.9% | $82,448-13.4% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 15.39% | 27.59%-12.2pp | 66.58%-51.2pp | 41.64%-26.2pp |
| Employer contribution / active EE | $10,866 | $3,444+215.5% | $4,554+138.6% | $2,551+325.9% |
| Participant deferral / active EE | $8,335 | $6,519+27.9% | $7,897+5.5% | $4,139+101.4% |
| Admin fee / account holder | $522 | $8,390-93.8% | $13,129-96.0% | $7,234-92.8% |