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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,475 | $183,539+2.1% | $155,556+20.5% | $145,897+28.5% |
| Participation rate | 62.5% | 82.7%-20.2pp | 78.2%-15.7pp | 80.3%-17.8pp |
| Annual return | 10.19% | 61.31%-51.1pp | 64.84%-54.6pp | 552.29%-542.1pp |
| Employer contribution / active EE | $4,930 | $5,315-7.2% | $4,675+5.4% | $4,663+5.7% |
| Participant deferral / active EE | $5,471 | $6,467-15.4% | $5,631-2.8% | $6,689-18.2% |
| Admin fee / account holder | $2,788 | $19,275-85.5% | $15,885-82.4% | $13,390-79.2% |