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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,765 | $180,749-84.6% | $160,784-82.7% | $137,256-79.8% |
| Participation rate | 75.0% | 80.0%-5.0pp | 77.0%-2.0pp | 80.0%-5.0pp |
| Annual return | 22.54% | 2234.46%-2211.9pp | 1803.92%-1781.4pp | 220.34%-197.8pp |
| Employer contribution / active EE | $3,067 | $4,155-26.2% | $3,733-17.8% | $4,156-26.2% |
| Participant deferral / active EE | $4,959 | $6,844-27.5% | $6,293-21.2% | $6,407-22.6% |
| Admin fee / account holder | $401 | $10,397-96.1% | $9,717-95.9% | $12,270-96.7% |