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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,662 | $183,592-0.5% | $155,567+17.4% | $145,959+25.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.90% | 61.24%-46.3pp | 64.74%-49.8pp | 561.95%-547.0pp |
| Employer contribution / active EE | $13,438 | $5,315+152.8% | $4,674+187.5% | $4,661+188.3% |
| Participant deferral / active EE | $6,778 | $6,464+4.9% | $5,628+20.4% | $6,689+1.3% |
| Admin fee / account holder | $1,497 | $19,318-92.3% | $15,916-90.6% | $13,398-88.8% |