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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,425 | $154,228+120.1% | $145,433+133.4% | $137,256+147.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.72% | 74.59%-59.9pp | 66.58%-51.9pp | 220.34%-205.6pp |
| Employer contribution / active EE | $4,590 | $4,804-4.5% | $4,554+0.8% | $4,156+10.4% |
| Participant deferral / active EE | $14,929 | $8,216+81.7% | $7,897+89.0% | $6,407+133.0% |
| Admin fee / account holder | $1,934 | $14,344-86.5% | $13,129-85.3% | $12,270-84.2% |