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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,015 | $109,967+124.6% | $97,197+154.1% | $145,877+69.3% |
| Participation rate | 66.7% | 76.0%-9.3pp | 72.7%-6.0pp | 80.3%-13.6pp |
| Annual return | 8.44% | 244.27%-235.8pp | 75.47%-67.0pp | 551.28%-542.8pp |
| Employer contribution / active EE | $2,192 | $3,077-28.7% | $2,723-19.5% | $4,663-53.0% |
| Participant deferral / active EE | $10,078 | $4,676+115.5% | $4,263+136.4% | $6,691+50.6% |
| Admin fee / account holder | $55,098 | $6,199+788.8% | $5,637+877.4% | $13,402+311.1% |