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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,165 | $88,672+50.2% | $105,223+26.6% | $82,448+61.5% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 16.91% | 30.86%-13.9pp | 180.65%-163.7pp | 41.64%-24.7pp |
| Employer contribution / active EE | $7,739 | $3,048+153.9% | $3,689+109.8% | $2,551+203.4% |
| Participant deferral / active EE | $5,710 | $4,036+41.5% | $5,072+12.6% | $4,139+37.9% |
| Admin fee / account holder | $671 | $7,146-90.6% | $8,859-92.4% | $7,234-90.7% |