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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,409 | $111,535+74.3% | $105,223+84.8% | $137,256+41.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 13.19% | 237.85%-224.7pp | 180.65%-167.5pp | 220.34%-207.2pp |
| Employer contribution / active EE | $50,456 | $3,939+1180.8% | $3,689+1267.9% | $4,156+1114.0% |
| Participant deferral / active EE | $10,080 | $5,500+83.3% | $5,072+98.8% | $6,407+57.3% |
| Admin fee / account holder | $4,939 | $9,721-49.2% | $8,859-44.2% | $12,270-59.7% |