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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,872 | $71,057+4.0% | $93,654-21.1% | $80,874-8.7% |
| Participation rate | 67.6% | 60.4%+7.2pp | 68.7%-1.1pp | 67.6%0pp |
| Annual return | 23.10% | 11.26%+11.8pp | 133.34%-110.2pp | 35.62%-12.5pp |
| Employer contribution / active EE | $1,069 | $1,564-31.6% | $2,421-55.8% | $2,756-61.2% |
| Participant deferral / active EE | $3,368 | $4,034-16.5% | $4,413-23.7% | $4,297-21.6% |
| Admin fee / account holder | $5 | $6,944-99.9% | $8,282-99.9% | $6,935-99.9% |