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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,666 | $58,627+155.3% | $76,735+95.0% | $82,448+81.5% |
| Participation rate | 100.0% | 63.2%+36.8pp | 69.5%+30.5pp | 68.1%+31.9pp |
| Annual return | 21.28% | 39.10%-17.8pp | 29.77%-8.5pp | 41.64%-20.4pp |
| Employer contribution / active EE | $5,194 | $1,729+200.4% | $2,454+111.6% | $2,551+103.6% |
| Participant deferral / active EE | $2,379 | $3,134-24.1% | $4,088-41.8% | $4,139-42.5% |
| Admin fee / account holder | $988 | $5,323-81.4% | $7,189-86.3% | $7,234-86.3% |