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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $482,420 | $106,524+352.9% | $152,301+216.8% | $87,485+451.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 14.71% | 26.89%-12.2pp | 80.50%-65.8pp | 26.06%-11.3pp |
| Employer contribution / active EE | $13,092 | $3,371+288.3% | $4,624+183.1% | $2,596+404.3% |
| Participant deferral / active EE | $13,752 | $6,525+110.8% | $8,004+71.8% | $4,274+221.8% |
| Admin fee / account holder | $1,238 | $8,287-85.1% | $14,398-91.4% | $7,775-84.1% |