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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,777 | $110,379+100.0% | $102,412+115.6% | $145,884+51.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.32% | 24.84%-13.5pp | 24.94%-13.6pp | 551.85%-540.5pp |
| Employer contribution / active EE | $7,411 | $4,216+75.8% | $3,870+91.5% | $4,662+59.0% |
| Participant deferral / active EE | $12,347 | $5,622+119.6% | $5,060+144.0% | $6,690+84.6% |
| Admin fee / account holder | $20,806 | $9,745+113.5% | $8,388+148.1% | $13,392+55.4% |