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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,508 | $104,098-15.0% | $140,514-37.0% | $94,015-5.9% |
| Participation rate | 65.5% | 73.7%-8.2pp | 77.8%-12.3pp | 70.8%-5.3pp |
| Annual return | 12.92% | 15.14%-2.2pp | 14.36%-1.4pp | 17.84%-4.9pp |
| Employer contribution / active EE | $717 | $2,388-70.0% | $3,378-78.8% | $2,790-74.3% |
| Participant deferral / active EE | $2,145 | $4,033-46.8% | $4,919-56.4% | $4,249-49.5% |
| Admin fee / account holder | $1,440 | $10,439-86.2% | $13,697-89.5% | $8,951-83.9% |