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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,766 | $81,358-86.8% | $155,556-93.1% | $80,959-86.7% |
| Participation rate | 37.9% | 66.3%-28.3pp | 78.2%-40.3pp | 67.7%-29.7pp |
| Annual return | 11.04% | 33.39%-22.3pp | 64.84%-53.8pp | 35.67%-24.6pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $969 | $3,455-71.9% | $5,631-82.8% | $4,300-77.5% |
| Admin fee / account holder | $314 | $7,994-96.1% | $15,885-98.0% | $6,925-95.5% |