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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,823 | $183,592-27.1% | $155,574-14.0% | $145,877-8.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 22.03% | 61.37%-39.3pp | 64.87%-42.8pp | 551.28%-529.3pp |
| Employer contribution / active EE | $15,803 | $5,317+197.2% | $4,676+238.0% | $4,663+238.9% |
| Participant deferral / active EE | $4,290 | $6,466-33.7% | $5,629-23.8% | $6,691-35.9% |
| Admin fee / account holder | $651 | $19,316-96.6% | $15,914-95.9% | $13,402-95.1% |