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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,980 | $102,393-72.7% | $147,041-81.0% | $80,911-65.4% |
| Participation rate | 82.9% | 75.9%+7.1pp | 82.2%+0.8pp | 67.6%+15.3pp |
| Annual return | 15.00% | 134.95%-120.0pp | 419.21%-404.2pp | 35.63%-20.6pp |
| Employer contribution / active EE | $1,704 | $3,715-54.1% | $4,935-65.5% | $2,756-38.2% |
| Participant deferral / active EE | $5,741 | $6,647-13.6% | $8,071-28.9% | $4,297+33.6% |
| Admin fee / account holder | $785 | $7,943-90.1% | $13,006-94.0% | $6,935-88.7% |