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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,980 | $102,385-72.7% | $147,080-81.0% | $80,935-65.4% |
| Participation rate | 82.9% | 75.9%+7.1pp | 82.2%+0.7pp | 67.7%+15.3pp |
| Annual return | 15.00% | 135.09%-120.1pp | 420.17%-405.2pp | 35.66%-20.7pp |
| Employer contribution / active EE | $1,704 | $3,717-54.2% | $4,933-65.5% | $2,757-38.2% |
| Participant deferral / active EE | $5,741 | $6,651-13.7% | $8,066-28.8% | $4,299+33.5% |
| Admin fee / account holder | $785 | $7,951-90.1% | $12,989-94.0% | $6,924-88.7% |