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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,750 | $110,410-67.6% | $102,437-65.1% | $145,897-75.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.77% | 24.85%-15.1pp | 24.95%-15.2pp | 552.29%-542.5pp |
| Employer contribution / active EE | $8,741 | $4,217+107.3% | $3,871+125.8% | $4,663+87.5% |
| Participant deferral / active EE | $5,778 | $5,622+2.8% | $5,060+14.2% | $6,689-13.6% |
| Admin fee / account holder | $434 | $9,745-95.5% | $8,388-94.8% | $13,390-96.8% |