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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,123 | $106,749+169.9% | $145,433+98.1% | $82,448+249.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 17.25% | 27.59%-10.3pp | 66.58%-49.3pp | 41.64%-24.4pp |
| Employer contribution / active EE | $7,644 | $3,444+121.9% | $4,554+67.8% | $2,551+199.6% |
| Participant deferral / active EE | $11,819 | $6,519+81.3% | $7,897+49.7% | $4,139+185.5% |
| Admin fee / account holder | $1,926 | $8,390-77.0% | $13,129-85.3% | $7,234-73.4% |