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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $592,450 | $154,228+284.1% | $145,433+307.4% | $137,256+331.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 10.06% | 74.59%-64.5pp | 66.58%-56.5pp | 220.34%-210.3pp |
| Employer contribution / active EE | $11,832 | $4,804+146.3% | $4,554+159.8% | $4,156+184.7% |
| Participant deferral / active EE | $17,439 | $8,216+112.2% | $7,897+120.8% | $6,407+172.2% |
| Admin fee / account holder | $12,497 | $14,344-12.9% | $13,129-4.8% | $12,270+1.8% |