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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,439 | $102,382-54.6% | $147,005-68.4% | $80,874-42.6% |
| Participation rate | 56.8% | 75.8%-19.1pp | 82.2%-25.4pp | 67.6%-10.9pp |
| Annual return | 44.82% | 134.89%-90.1pp | 418.76%-373.9pp | 35.62%+9.2pp |
| Employer contribution / active EE | $3,384 | $3,715-8.9% | $4,934-31.4% | $2,756+22.8% |
| Participant deferral / active EE | $8,330 | $6,646+25.3% | $8,070+3.2% | $4,297+93.9% |
| Admin fee / account holder | $5,356 | $7,942-32.6% | $13,006-58.8% | $6,935-22.8% |