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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,439 | $102,429-54.7% | $147,096-68.4% | $80,925-42.6% |
| Participation rate | 56.8% | 75.9%-19.1pp | 82.2%-25.4pp | 67.7%-10.9pp |
| Annual return | 44.82% | 135.02%-90.2pp | 419.75%-374.9pp | 35.65%+9.2pp |
| Employer contribution / active EE | $3,384 | $3,716-8.9% | $4,936-31.4% | $2,756+22.8% |
| Participant deferral / active EE | $8,330 | $6,649+25.3% | $8,071+3.2% | $4,299+93.8% |
| Admin fee / account holder | $5,356 | $7,957-32.7% | $13,005-58.8% | $6,940-22.8% |