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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,818 | $185,312-35.9% | $161,489-26.4% | $154,746-23.2% |
| Participation rate | 30.8% | 82.5%-51.7pp | 78.7%-47.9pp | 80.7%-49.9pp |
| Annual return | 16.43% | 103.84%-87.4pp | 89.72%-73.3pp | 172.34%-155.9pp |
| Employer contribution / active EE | $1,325 | $4,769-72.2% | $4,268-69.0% | $4,379-69.8% |
| Participant deferral / active EE | $6,787 | $6,350+6.9% | $5,630+20.6% | $6,730+0.8% |
| Admin fee / account holder | $25,239 | $18,654+35.3% | $16,006+57.7% | $14,365+75.7% |