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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,616 | $183,592+4.4% | $155,574+23.2% | $145,877+31.4% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 10.77% | 61.37%-50.6pp | 64.87%-54.1pp | 551.28%-540.5pp |
| Employer contribution / active EE | $3,472 | $5,317-34.7% | $4,676-25.7% | $4,663-25.5% |
| Participant deferral / active EE | $9,072 | $6,466+40.3% | $5,629+61.2% | $6,691+35.6% |
| Admin fee / account holder | $7,825 | $19,316-59.5% | $15,914-50.8% | $13,402-41.6% |