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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,616 | $183,539+4.4% | $155,556+23.2% | $145,897+31.3% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 10.77% | 61.31%-50.5pp | 64.84%-54.1pp | 552.29%-541.5pp |
| Employer contribution / active EE | $3,472 | $5,315-34.7% | $4,675-25.7% | $4,663-25.5% |
| Participant deferral / active EE | $9,072 | $6,467+40.3% | $5,631+61.1% | $6,689+35.6% |
| Admin fee / account holder | $7,825 | $19,275-59.4% | $15,885-50.7% | $13,390-41.6% |