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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,881 | $108,897-34.9% | $100,378-29.4% | $145,877-51.4% |
| Participation rate | 85.7% | 83.0%+2.7pp | 81.5%+4.2pp | 80.3%+5.4pp |
| Annual return | 17.90% | 58.17%-40.3pp | 49.41%-31.5pp | 551.28%-533.4pp |
| Employer contribution / active EE | $3,136 | $4,420-29.0% | $3,942-20.4% | $4,663-32.7% |
| Participant deferral / active EE | $9,431 | $8,455+11.5% | $8,087+16.6% | $6,691+41.0% |
| Admin fee / account holder | $4,496 | $9,690-53.6% | $7,899-43.1% | $13,402-66.5% |