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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,656 | $209,336+96.6% | $197,124+108.8% | $137,256+199.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 12.14% | 48.09%-35.9pp | 44.34%-32.2pp | 220.34%-208.2pp |
| Employer contribution / active EE | $7,251 | $6,591+10.0% | $6,227+16.4% | $4,156+74.5% |
| Participant deferral / active EE | $17,254 | $9,614+79.5% | $9,135+88.9% | $6,407+169.3% |
| Admin fee / account holder | $12,904 | $17,308-25.4% | $16,298-20.8% | $12,270+5.2% |