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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,656 | $223,823+83.9% | $211,142+95.0% | $154,746+166.0% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 12.14% | 50.39%-38.3pp | 46.84%-34.7pp | 172.34%-160.2pp |
| Employer contribution / active EE | $7,251 | $6,787+6.8% | $6,442+12.6% | $4,379+65.6% |
| Participant deferral / active EE | $17,254 | $9,750+77.0% | $9,284+85.8% | $6,730+156.4% |
| Admin fee / account holder | $12,904 | $19,707-34.5% | $19,076-32.4% | $14,365-10.2% |