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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RESOURCES INVESTMENT ADVISORS, INC. Service code 15 · EIN 43-1451524 | Recordkeeping | $35,698 |
Service code 15 · EIN 43-0831507 | Recordkeeping | $14,750 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $4,238 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,276 | $102,429-8.9% | $147,096-36.6% | $80,925+15.3% |
| Participation rate | 45.8% | 75.9%-30.1pp | 82.2%-36.4pp | 67.7%-21.9pp |
| Annual return | 14.70% | 135.02%-120.3pp | 419.75%-405.1pp | 35.65%-21.0pp |
| Employer contribution / active EE | $2,846 | $3,716-23.4% | $4,936-42.3% | $2,756+3.3% |
| Participant deferral / active EE | $5,830 | $6,649-12.3% | $8,071-27.8% | $4,299+35.6% |
| Admin fee / account holder | $372 | $7,957-95.3% | $13,005-97.1% | $6,940-94.6% |