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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,152 | $162,136+32.1% | $152,301+40.6% | $154,746+38.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.28% | 91.02%-77.7pp | 80.50%-67.2pp | 172.34%-159.1pp |
| Employer contribution / active EE | $4,497 | $4,890-8.1% | $4,624-2.8% | $4,379+2.7% |
| Participant deferral / active EE | $14,150 | $8,341+69.6% | $8,004+76.8% | $6,730+110.2% |
| Admin fee / account holder | $27,848 | $15,759+76.7% | $14,398+93.4% | $14,365+93.9% |