Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,546 | $77,896-37.7% | $134,172-63.8% | $82,448-41.1% |
| Participation rate | 43.9% | 62.8%-18.9pp | 72.5%-28.6pp | 68.1%-24.2pp |
| Annual return | 11.78% | 18.21%-6.4pp | 25.30%-13.5pp | 41.64%-29.9pp |
| Employer contribution / active EE | $1,018 | $2,159-52.8% | $3,420-70.2% | $2,551-60.1% |
| Participant deferral / active EE | $1,352 | $3,162-57.3% | $4,690-71.2% | $4,139-67.3% |
| Admin fee / account holder | $6,797 | $6,336+7.3% | $12,016-43.4% | $7,234-6.0% |