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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,941 | $88,672-80.9% | $105,223-83.9% | $82,448-79.5% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 24.24% | 30.86%-6.6pp | 180.65%-156.4pp | 41.64%-17.4pp |
| Employer contribution / active EE | $2,799 | $3,048-8.2% | $3,689-24.1% | $2,551+9.7% |
| Participant deferral / active EE | $5,444 | $4,036+34.9% | $5,072+7.3% | $4,139+31.5% |
| Admin fee / account holder | $417 | $7,146-94.2% | $8,859-95.3% | $7,234-94.2% |