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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,535 | $90,400-17.5% | $186,193-60.0% | $87,485-14.8% |
| Participation rate | 94.6% | 66.2%+28.5pp | 77.1%+17.5pp | 68.9%+25.7pp |
| Annual return | 15.97% | 22.15%-6.2pp | 78.03%-62.1pp | 26.06%-10.1pp |
| Employer contribution / active EE | $787 | $2,170-63.8% | $3,918-79.9% | $2,596-69.7% |
| Participant deferral / active EE | $3,934 | $4,330-9.2% | $6,513-39.6% | $4,274-8.0% |
| Admin fee / account holder | $7,684 | $8,673-11.4% | $11,058-30.5% | $7,775-1.2% |